Medical Insurance Plan (MIP)

The Medical Insurance Plan (also called “MIP”) is a plan for locally recruited staff, retirees and their eligible dependants at designated duty stations outside of UN Headquarters.

Enrolment in the MIP is automatic for staff and is voluntary for their eligible dependants. It is also voluntary for retirees who meet the eligibility criteria for after service health insurance coverage.

For duty stations that have implemented the benefits/human resources modules of Umoja, enrolment must be done through Employee Self Service (ESS) upon a qualifying work or life event. Information on eligibility rules and benefits are available in the newly issued administrative instruction (ST/AI/2015/3) and information circular (ST/IC/2015/8).  For all others, enrolment is handled by the local human resources office. 

You can learn more about the how to use your plan by viewing the MIP brochure.

Please Note: All inquires related to MIP are handled by local human resources.  

The present Third Party Administrator (TPA) of the plan is Cigna International Health Benefits, a global health services company with millions of customers in over 192 countries and more than one million partnerships with hospitals, doctors and health care facilities.  Cigna provides administrative services to the UN which includes processing claims, issuing letters of guarantees to medical facilities, negotiating with health care providers for preferential rates and direct payment of expenses, customer service and other related services. Information on Cigna, how to submit claims and request letters of guarantees, and how to contact them are available in the Member Plan Description.

Local staff members and retirees are reminded that the MIP is designed and priced for local use and does not provide worldwide coverage. The only exceptions to this rule are the following:

•    Medical emergency when an active staff member is on official business travel outside of the country of duty station
•    Medical evacuation approved by the UN to a recognized regional medical centre
•    In case of countries with inadequate medical facilities for whom a regional area of care has been approved.

Carrier Details

P.O. Box 69
2140 Antwerpen
Mandatory - Application Required

Summary of Benefits

Please consult the Member Plan Description for information on the plan benefits. For a detailed list of of reimbursable and non-reimbursable expenses, please consult the information circular.


Participation in MIP is mandatory for staff members holding a contract of at least three months. Please read more on the eligibility requirements regarding dependants.

Vision Care

Similarly to the other United Nations plans, MIP provides vision care.


MIP covers prescription drugs at 80 per cent. Please refer to the Benefits section of ST/AI/2015/8 for more information.

Online Provider Directory

You may visit and create a username and password based on your insurance identification number.


Benefit Exclusions

For a list of exclusions please refer to the Benefits exclusions section in ST/IC/2015/8.