There are certain times of the year when workers can choose or change benefits. The main time is called annual enrollment. New staff can enroll when they first start. And those who get married or have a baby can make changes in their coverage when this change in their life occurs.
Late entrants are:
New staff who do not sign up within 31 days of being hired. They later choose coverage during open enrollment.
Staff who do not choose or change coverage within 31 days of getting married or having a baby. They later do so during open enrollment.