First dollar plan

This can be a health plan without a deductible. It can also be a health plan with a high deductible. This plan pays for some services before the member has to pay money on his or her own. Covered services are paid out of a special fund first. Once the fund is used up, the member must satisfy the deductible before receiving coverage under the plan. Funds for this plan do not roll over from year to year.

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