Under the Preferred generics benefit, introduced in the Empire PPO Plan on 1 July 2020, plan members are required to replace multi-source brand drugs with generic substitutes or, pay the difference in cost of the multi-source brand products and the generic drugs. Multi-source brand drugs are drugs that have generic substitutes with therapeutically equivalent ingredients.
On Wednesday 11 November, HLIS organized an information session to guide us through the various Pharmacy Programs, the benefits of the Home Delivery Program and the actions we should take after making a choice. You can find the slide deck as well as the recording of this information session below:
Our health insurance plans are funded by our organisations and each of us. By keeping our medical expenses under control, we contribute to the long-term sustainability of the plans. Besides partially funding our health plan, we can also help keep our plan sustainable by reducing our medical expenses to a minimum. This benefits everyone enrolled in the plan. The lower the total bill, the lower our out-of-pocket expenses will be. And the lower our out-of-pocket expenses, the longer we can benefit from reimbursements before our coverage ceiling is met.
The 2020 Annual Insurance Campaign ( “Campaign” ) for all Health Insurance Plans administered by the United Nations Headquarters will be held from 1 to 30 June 2020. The Campaign is the annual opportunity for the eligible active staff to enrol, make changes to their existing coverage, add and remove eligible dependents and terminate the coverage in one of the following health insurance plans: Aetna, Empire Blue Cross, Cigna US Dental, HIP & the UN Worldwide plan. Where can I find the presentation of the online information session?
Did you know that your child may be eligible for coverage under a UN insurance programme until the end of the calendar year in which your child attains the age of 25? All UN insurance programmes allow for this, provided that your child is not married or full-time employed. If your child is in the age group of 21 – 25 and is neither full-time employed nor married, your child will be covered under the medical insurance until 31st December of the year in which he or she turns 25.