How can I file a claim?

  • Claims for reimbursement must always be submitted directly to the insurance carrier no later than two years from the date the medical expense was incurred.
  • If a claim is denied in whole or in part, the subscriber has the right to appeal the decision by submitting a written request for review by the insurance carrier 
  • In the event of a claim dispute the resolution of such dispute is guided by the terms and conditions of the policy contract in question and the final decision rests with the insurance carrier and not the United Nations.
  • For a more detailed description of plans including exclusions and limitations please see the Member Plan Descriptions set out on the Plans page of this website.