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Despite four years of prison and four years of
unemployment afterwards, Jamal still had the energy and ambition to
start his own small business in 1994/95. In the beginning he displayed
his goods on the ground in the camp's market. Then in 1996, with a small
business loan of US$1,000 from UNRWA's micro-enterprise programme in
Gaza, he was able to rent a small shop in the market where he mainly
sells children's clothes, make-up and other accessories. In the
beginning business was going well, especially on Fridays, the weekly
holiday, when the market is usually packed. Jamal successfully paid off
the first loan and then a second loan of US$2,000. He recently took a
third loan of US$4,000, but didn't bargain for the closures . . .
His business, like many others, is facing a crisis under the impact
of Israeli-imposed closures on Gaza, and the tougher restrictions on
Palestinian labourers entering Israel for work. Products he ordered
and paid for in advance from merchants in the West Bank did not arrive
in Gaza because of the closures. And he now faces competition from
newer stalls. Most days he looks out despondently at the market. "Prices
are going up in Gaza and conditions are getting worse . . . no one can
buy anything these days." Was it a good idea to open the stall? "UNRWA's
small business loans programme should continue. It is very helpful and
creates jobs. But it would be better if they could be more flexible
over the starting date for repaying the loan. Most people who take
loans complain of this. You have to start paying off the loan
immediately, and I need two months by the time I buy and sell the
product to get some profit. This month I can't make the repayment."
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