UNITED NATIONS POPULATION INFORMATION NETWORK (POPIN)
UN Population Division, Department of Economic and Social Affairs,
with support from the UN Population Fund (UNFPA)

IV: New forms of soc. organ. & interpersonal relations, by G. Sgritta

*****************************************************************

This document is being made available by the Population Information

Network (POPIN) Gopher of the United Nations Population Division,

Department for Economic and Social Information and Policy Analysis,

in collaboration with the European Association for Population

Studies and the IUSSP.  For further information please contact

Professor G.C. Blangiardo, Local Organizer, EAPS Conference, Milan,

University of Milan, Istituto di Statistica, V. Visconti di Modrone

21, Milan, Italy.

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                 EUROPEAN POPULATION CONFERENCE

                 CONGRES EUROPEEN DE DEMOGRAPHE

                   Milano, 4-8 settembre 1995

                                

                            Plenary IV



       New forms of social organization and interpersonal

                relationships in ageing societies



                     by Giovanni B. Sgritta



1. Premise



      ®Any theory of population ... that overlooks cultural

phenomena is very likely to be deficient¯, writes K. Davis [1]. 

The most basic characteristic of a population always presupposes a

specific social order: a large number of rules and social norms,

certain values, certain types of family, a system of social

relations, not to mention the expectations and rights which

individual, families, and groups exercise over the available

resources.



      Demographic ageing is a typical example.  The decline in

fertility and the lower death rate over the whole life span are

virtually the most important data to explain this phenomenon. 

However, these data are necessary but insufficient, just as they

would be insufficient to understand the causes and effects of any

other aspects of the demographic change.  The examination of the

demographic parameters of ageing is only the premise for a more

general analysis which extends to the changes in customs and life-

styles which have caused that transformation, to the

challenges which the change in the demographic patterns impose on

society, its policy choices, its economy and its culture; but also

to the consequences which the political and social solutions to

these challenges will produce in the demographic behaviour of

individuals and families in the near future.



      In this paper, only two of the many aspects of the problem of

population ageing will be considered.  One at the macro level,

regarding intergenerational relationships and the ways in which

public policies have reacted to the changes in these relations. 

The other will examine, at micro level, the effects that ageing has

had and, presumably, will continue to have on the family and on the

relationships within it.  The geo- political area examined is that

of the European countries and in a wider context that of the

western nations.



2. Ageing societies and generational relationships



      The essential aspects of demographic ageing can be summed up

as an extreme rarefaction of the events that take place at the

entry and exit points of the natural movement of the population;

thus, birth and death.  The decline in fertility and the lower

death rate in old age represent the canonical elements of the

®great demographic shift¯ that has taken place in Europe and in all

western countries from the second half of the 1960s.



      From then on, fertility first came to a halt and then fell

somewhat below the threshold which ensures the stationarity of the

population and its renewal from generation to generation.  At the

other extreme, there had been a continuous and substantial

increase in the probability of survival which is reflected in a

lengthening of the average life-span.  It becomes clear that, in

the absence of immigration, the classes of age which ®remain¯ in

the population will be made up more and more of the elderly and

less and less of the young.  The population is ageing.



      On the one hand, the population of over 60 year-olds of the

countries of the European Union, which was just over 46 million in

1960, has increased by around 48 per cent in just thirty years: 69

million in 1992.  That of over 80 year-olds has risen in the same

period from 5 to 12 million with a percentage rise of 140 per cent. 

On the other, the younger age groups are decreasing both as a total

and in relative terms.  In 1960, in the countries of the European

Union the young aged between 0-19 were 32 per cent of the

population; in 1992, they are 25 per cent with a sharp fall of

seven percentage points.



      Forecasts offer even more eloquent indications.  According to

a scenario drawn up by Eurostat [2], in 2020 the group of over 60

year-olds should grow to 88 million (26 per cent of the

population of the Twelve), that of the over 80 year-olds to 17

million (5 per cent of the total) and that of the young under 19

years of age fall to 66 million (20 per cent of the total).  In

these conditions (presuming the absence of external contributions

via immigration), the decline in the population is a foregone

conclusion.



      However, the immediate consequences of the recent

demographic shift do not regard the numerical decline in the

population.  The population of the European Union, as forecast by

Eurostat and the UN, should remain more or less stable over the

next twenty-five years [3].  The real problem is the change in its

composition.  Population ageing modifies the relative weights of

the classes of age within the population.  Since there are not mere

numerical quantities, but ®social entities¯ with rights,

privileges, opportunities and consolidated interests, it follows

that an appreciable variation in their relative weights is

destined to reflect - more or less proportionally - on the system

of rules which guarantees those rights and those interests, which

defines relationships within the family and the possibility to act,

to exchange, to take part in political life.



      In the long run, the demographic shift alters the

equilibrium between the system of population and that of society. 

The rules which were introduced with reference to a previous

demographic patterns characterized by specific internal power

relationships will become more and more incongruous in the new

demographic pattern; and could result in - as F. T. Denton and B.

G. Spencer maintain - social and political tensions and in short ®a

collective reconsideration of the rules and criteria for allocating

the national output among groups at different stages of the life

course¯ [4].



      This ®asymmetry¯ between the demographic system and the

social system is precisely what has taken place in the past thirty

years.  Briefly, demographic ageing has produced a profound

imbalance between the distribution of the ages and the symbolic and

legislative norms which up till then regulated the relations

between the age groups; and in consequence has threatened the

entire cultural, economic and juridical order on which these norms

are based.



      In order to understand how things really are we must

change out tune.  Instead of age we must think about generations,

exchange quantity for quality, the calendar for socio- historical

experience.  Age is an arithmetical measurement, generation a

socio- historical concept.  What counts from this point of view is

not the biological age but the when, the how and the where one

lives ones youth, ones maturity, one old age.  Different

generations have different experiences, different opportunities and

relationships, they have on the whole a different

®citizenship¯ for the mere fact of being born, having studied,

married, begotten children, worked and retired from work in one

epoch instead of another.  As K. Mannheim wrote: ®Were it not for

the existence of social interaction between human beings - were

there no definable social structure, no history based on a

particular sort of continuity, the generation would not exist as a

social location phenomenon; there would merely be birth, ageing,

and death¯ [5].



      At this point it is easy to understand the correspondence

between demographic ageing and the relationships between

generations, just as it is easy to understand how new forms of

social organizations and new interpersonal relationships can

originate from this.  A particular role is played, in this

respect, by the existing mechanisms of resources allocation, namely

the system of the ®social division of welfare¯: the family, the

fiscal system, the system of social security, and in general the

modes and procedures whereby the collective wealth is divided up

among the institutions and generations of society.



      Why?  In the first place, because age today is an

important criterion determining the public allocation of

resources, the bulk of transfer programmes is age-targeted, and any

reshuffling of demographic weights within the age pyramid will

inevitably influence the system of rules governing relations

between generations.  Further, if these programmes have been

designed with an eye to a growing population, the transition to a

demographic regime characterized by a declining fertility and a

prolonging of life expectancy places at risk the correspondence

between the population system and the system of society. 

Demographic change alters the balance of forces among the age

groups, and hence the scope of their rights and demands with regard

to the collective wealth.



      Ronald Lee describes this process in terms of life-cycle

patterns of earning and consumption.  ®[A]ge-patterns of

intergenerational transfers are repeated generation after

generation, and we may view them as a means for individuals to

smooth their own consumption streams through intertemporal

transfers to themselves.  In this sense, the consumption needs and

labour efforts of the different age-groups in a population at any

instant are a kind or surrogate for those same needs and efforts

over the individual life-cycle.  When the population is

stationary, the correspondence is exact¯ [6].



      When the demographic picture changes and the population is

either growing or declining, the situation changes.  In this case,

®the correspondence is systematically distorted, and this

distortion affects the terms on which individual can effectively

transfer resources inter-temporally to themselves by engaging in

contemporaneous transfers with other age-groups ...  [T]he effects

of the distortion are summarized by the implicit rate of return to

all transfers ... and is well known for pay-as-you-go pension

systems¯ [7].



      According to Lee, this is true in particular ®if fertility is

below replacement ... then a worker actually pays to support more

persons-years of elderly retirement than he/she will receive in

turn¯ [8].  However, even the mortality rate, which is often

overlooked in this type of study, affects the balance of costs and

benefits.  If mortality decreases, in fact, it is certain that

®each individual will spend more time in retirement; workers are

paying more to themselves, and earning an implicit rate of return

on their contributions that is actually slightly higher than in a

comparable population with higher mortality¯.  Thus, in

conclusion, ®over the life-cycle, individuals in a lower mortality

regime will consume more, whereas those in a lower fertility regime

will perhaps consume less ....  Politically, morally, and

economically, the situation is quite different¯ [9].



      In the European demographic scenario, these two tendencies

have appeared at different times during the past fifty years,

producing effects which when added together have come into a

®collision course¯ with the system of rules which regulated the

distribution of resources between those who work and those who have

retired.  In the brief span of a generation,

intergenerational transfers have changed their target and the

direction is now oriented upwards, from younger to older.  This

change of course in the flow of transfers between young and old

would not, however, have been possible without the appearance of

certain peripheral conditions which have little or nothing to do

with demography.  One concerns the changes in the family, the other

regards the actions of public policies in the welfare state and is

largely responsive for the changes that have taken place in the

behaviour of families.



3. Exchanges: family ethic and welfare provisions





      With the advent of the Welfare State, the classic

uncertainties of life - such as unemployment, injuries, illness,

old age, etc. - have been covered more and more by interventions in

the form of insurance and/or welfare guarantees.  Already in the

latter post-war period in most of the Western countries, and

especially in the European countries, the State increased its

decisional power and its intervention in the social sphere.  This

increased public presence derived from a number of factors.  Some

were essentially political; others responded to socio-economic

changes typical of the distinction between individual income and

family income, and last but not least the loosening of the bonds of

mutual support in the family, kinship and the community as a result

of urbanisation and migration.



      The expansion of the intervention of the State into areas

which in the past were autonomously run by the family shifts the

boundaries between public and private.  The distinction between

state solidarity and family solidarity becomes uncertain and there

is a growth of relationships and circumstances that do not fall

completely either within the public sphere or within the private

one.  State and family merge into one another.



      Accordingly, the family ethic changes.  The family

continues to accomplish a broad series of tasks of care and

maintenance of its members, but there is no doubt that important

functions have been transferred to the Welfare State in the last

few decades.  This applies, in particular, to the duties of

children toward elderly parents.  In the traditional family, as J.

Coleman points out, ®mutual dependence between generations ...

consisted principally of two stages: ...  Children depend on their

adult parents to provide nurturing and education ...  Parents, in

their old age ... depends on their adult children¯.  This mutual

dependence ®has curtailed, however, by the rise of pension fund and

retirement insurance¯10.



      Other moral and legal principles have, indeed, replaced the

traditional exchange, which was based on reciprocity and the

redistribution from one generation to another, but the nature of

human exchanges has been definitely altered nonetheless.  The bond

between donors and receivers is becoming increasingly more generic

and impersonal, and is losing the character of a moral transaction

that forges and maintains personal relationships between

individuals and groups.  Most importantly, the essential nature of

these relations is changing.  They no longer rest on the duty

commanded by family descent and the bonds of kinship, but on the

mutual co-operation established among generations: between

anonymous young and anonymous elderly rather than between parents

and their own children as in the past.



4. Conflicting interests: the value of children



      The economic significance of procreation changes

radically.  Parents continue to produce children but in ever fewer

numbers, and for reasons that are essentially non- economic.  ®If

children are no longer of value to support one in one's old age -as

J. Coleman observes - their upbringing and education is no longer

an investment in one's future¯ [11]. The adoption of pensions has

broken the personal ties between parents and

children.  The costs that families have to bear are no longer

counterbalanced by the future support that children ensure to their

parents in their old age.  Social security schemes provide a

solution to this problem.



      Families continue to bear the costs of the maintenance of

their offspring, with financial burdens increasing in parallel with

the need to ensure them an adequate education level.  But they

receive no return for these burdens; at most burdens and expenses

produce respect and affection.  Children are still a profitable

investment in our society [12].  The question is: ®Who receives the

return?  Necessarily the community, on the one hand and, on the

other, the child himself when he grows up.  There is no way that

the parent can appropriate the child's earnings¯ [13]. For the

family, the value of children shifts from the sphere of utility to

the affective, sentimental sphere [14], whereas for society as a

whole, the economic importance of procreation remains unaltered. 

Indeed, it is even growing [15].



      The removal of the responsibility of maintaining their own

elderly from the family modifies the balance sheet between the

interests of parents and the interests of the broader social order. 

The interest of the family in the children has been ®replaced by

each individual's interest in his own future or a couple's interest

in their joint future¯ [16].  The point is that the spread of

national systems of social security lead to low fertility, but are

unable to offer a solution to the problem of intergenerational

solidarity.  On the contrary, the fact of having socialised old-age

support and of having delegated instead the responsibility of

child-raising to the private sphere exacerbates the terms of the

problems.  The mere fact that society delegates the care of the new

generations almost exclusively to the family and, on the other

hand, itself shoulders the burden of maintaining the elderly raises

problems that were absolutely unimaginable in the past.



      While the costs sustained by the family shrink in

proportion to the decrease in the number of progeny, those born by

society increase in proportion to the rate of ageing of the

population.  But since the costs for maintaining the elderly fall

on social security and not on families, a decline in the fertility

rate brings about with time a considerable increase in

economic-social ®externalities¯.  As S. Preston notes, ®an ageing

population finds it more difficult to maintain a certain level of

support for elderly persons because the ratio of older to younger

people and hence of transfer recipients to transfer donors rises¯

[17]. The sober Malthusian virtues of the family become a general

canker on the community when seen from the stand-point of society

at large.



5. The ®demographic¯ division of welfare



      Demographic and family change do not take place in a void but

within a framework of principles, economic conditions, and

political choices which interact with and influence profoundly the

emergence and the consequences of reproductive behaviour.



      What role have policies of public resources allocation played

in this process?  Have they anticipated the consequences of the

demographic shift or have they just sought solutions when it

already affected dramatically the welfare state and its rules? 

What has been the result in terms of equity between generations?



      Policies adopted by various European countries are

certainly not homogeneous.  However, certain recurrent tendencies

can be noted.  From the post-war period to date these policies

would seem to have followed two different paths that are closely

linked to the main demographic patterns.  The first concerns the

initial decades of the post-war period, its characteristics being

high fertility and the increase in public intervention programmes. 

The second goes from the late 60s to the present and is

characterised by a progressive decrease of births as well as by a

parallel decrease of socio-political programmes addressed to

families and the young.  This is obviously a simplification [18].



      From the end of World War II up to the end of the 60s, the

expansion of the community services has been a constant factor of

policies adopted in most of the European countries.  It was then

commonly expected that in the absence of family solidarity the

responsibility for satisfying social needs would shift to the

public sector.  Even though this forecast has not always resulted

in the relevant intervention programmes, there is no doubt that

provisions adopted in the first decades of the post-war period bear

witness to a willingness to transfer responsibilities from the

basic structures of family and kinship to the Welfare State.  As a

recent report of the U.N. Secretariat of the Economic

Commission for Europe acknowledges, ®The 1960s were marked by two

major developments in most of the market economies ...  One was the

rapid expansion of their public sector, along with

exceptionally rapid growth of their social expenditures.  A second

involved marked slow- down in population growth, along with

significant accelerations in aging¯ [19].



      Until the late sixties or a little later, State spending on

family benefits, family health services and education increases

steadily in proportion to GNP20.  This increase in State spending

is due only in part to the demographic situation of the period; it

was mostly the result of the ®changes in generosity of real benefit

or service quality¯ [21].  As a matter of fact, an

analysis of spending programmes, levels of taxation and tax

exemption has recorded ®a comparable erection of youth states in

the earlier post-war years in most developed nations¯ [22].



      The characteristics of the following period are different. 

Starting from the mid 70s (the first oil shock and the following

recession) a process of reduction in welfare policies has begun. 

The reasons for this change are ascribable, at least in part, to

the disappearance of the conditions that in the previous years made

it possible to adopt a complex package of interventions both in the

sphere of economic policy and in the social one.  However, changes

have occurred with regard to values too.  This period has actually

been characterised, as R. Lesthaeghe and G. Moors point out, by a

®stronger defence of the individual's economic status and a reduced

attachment to the dogmas of income and resources redistribution¯

[23].  Meanwhile, the tendency towards the decline of births has

increased and the first signs heralding the ageing of the

population have become evident.  Governments are

increasingly disposed to devote more attention to this problem if

only for mere electoral interest.



      Given these conditions, it is no wonder that starting from

that period the rate of increase of public and social spending was

sharply reduced.  According to the beforementioned report of the UN

Secretariat of the Economic Commission for Europe the

unweighted average share of public expenditure for all countries

®rose by 0.73 percentage points a year in 1960-1965 and 0.67 points

in 1965-1970¯.  This annual rate of increase doubled to 1.35 points

in 1970-1975, while ®[b]etween 1975 and 1980 the average annual

increase in the share of general government

expenditure in GDP slowed down to 0.53 percentage points¯ [24].

Social spending in both periods was the most significant component

of the total variation in public spending.  In the countries of

western Europe, the share of social spending in general government

expenditure rose from an average figure of 49.9 per cent in 1960 to

57.4 per cent in 1970 and to 60 per cent and over in 1970, then

falling to 58 per cent in 1981.  Taking the countries of North

America as a whole it rises instead from 40 per cent in 1960 to

54.5 per cent in 1974 and remains more or less at the same figure

at the beginning of the 1980s [25].



      What is surprising instead is the fact that the decline of

social schemes affects in different measures the different age-

groups of the population as well as the different sectors of

intervention.  The general impression is that, beginning from the

middle of the 1970s and in partial synchronization with the ageing

process of population, there has been a substantial change in

course where social policies are concerned.  As D. Thomson notes,

starting from that date in most of the western countries ®the rules

of the exchange between generations have been rewritten ...  The

"welfare state for youth" has been remoulded into a "welfare state

for the ageing"¯ [26].  In more explicit terms, ®[a]

redesigning of the welfare state in step with its own ageing

interests had dominated our social, political, economic, fiscal,

legal and other policies during the 1970s and 1980s¯ [27].



      Between 1975 and 1981, real social expenditure increases at

a somewhat lower average annual rate to that of the preceding

period (3.8 per cent against 7.6 per cent); correlatively, the part

due to demographic variables augments (from less than 20 per cent

in the period 1960-75 to 30 per cent in the period 1975-80 [28]),

although its weight remains in any case inferior to that

attributable to political choices (i.e., average benefit levels and

changes in programmes coverage).  The connection between social

spending and political trends is particularly noticeable in certain

sectors of intervention.  Between 1975 and 1981, for eleven western

countries for which data for the whole period are available, the

real expenditure growth on health is 3.7 per cent; more than two

thirds of this increase was due to improvements on real benefits

and only a small component (0.9%) to demographic factors.  The same

is also true in the pensions sector which is also extensively

conditioned by demographic changes: between 1975 and 1981 the real

expenditure growth shows an average increase of 5.7 per cent, but

also in this case, as in the case of

expenditures on health, increased benefits were the main cause of

the growth, while the part due to demographic variables accounts

for nearly one third of the overall growth over the whole period

[29].



      The main consequences of these socio- political choices is a

significant change in the allocation of public resources to the

different components of the population: the young and the elderly. 

An Oecd's report offers some notable insight in this regard. 

Assuming per capita social spending for children (0-14) as 100,

then spending on the elderly (65 and over) is 316 in the Federal

Republic of Germany, 380 in Italy, 234 in Sweden, and 213 in the

United Kingdom30.  The experts that co-operated at the Luxembourg

Income Study concluded that ®about half of all public transfers.. 

go to elderly families, though only about 15% of the population

reside in these families¯ [31].



      An analysis of trends in public spending in the ten most

industrialised countries in the Oecd led to the conclusion that,

even in the most generous cases, family benefits are much less

important than any other programme of intervention.  Aid to

families with children (family benefits spending, including both

universal and income-tested programs, per person aged 15 or

younger) constitutes only a limited quota in per capita terms of

®direct spending¯ for the elderly (on old age, survivors, and

disability transfers per person aged 65 and older).  In the mid-

80s, the incidence of the former on the latter was 21.1 per cent in

the United Kingdom, around 10 per cent in France, Australia, the

Netherlands, Japan, and Sweden, whereas it varies from 3 to 6 per

cent in Canada, the Federal Republic of Germany, Italy and the

United States.



      Although these figures should be viewed as largely

indicative and therefore interpreted cautiously, they do ®capture

the dimensions of the differences in the per capita public

resources flowing to the elderly and the young..¯, as M. O'Higgins

maintains at the end of a scrupulous analysis of information on

spending trends from 1960 onward [32].  On the other hand these

data reflects a reality which has by now been amply overtaken. 

Since then the level of ageing of the population has considerably

increased.  Even if one acknowledges that there will be a halt in

the decline in fertility or even a recovery in the next few years

it is probable that the discrepancy between resources allocated to

the elderly and those allocated to the young and to families is

destined to grow after the turn of the century, when a significant

acceleration in the aging process will occur at the expense of the

population of working age.



      If one considers that the ageing of the population is not the

only reason for the growth in the discrepancy of spending on behalf

of the elderly and the young (in the 70's and 80's

political choices inflated expenditure targeted at the elderly by

the concession of numerous privileges, especially in the pensions

sector), it is probable that the position of advantage of the

elderly over the young will be a difficult trend to reverse.  ®To

the extend that the cost to society of an older person is a

multiple of that for either a child (2-3 times) or an adult in the

central ages (possible as much as 7-8 times according to some

estimates), oncoming changes in age distribution will have

profound effects on the levels and structure of social expenditure

commitments¯ [33].



6. The social (ri-)production of poverty



      Up until the end of the 1970s research on poverty and the

life cycle showed without exception that the quality of life was

inversely correlated to age.  The great majority of workers

experienced a process of downward mobility as their working

capacity declined and their consumption exceeded their income. 

More recent research shows a very different picture.  They

indicate that the growth of the average economic well- being of the

elderly in the past two decades is an accepted fact in almost all

the developed countries.  For example, a recent study

referring to the United States shows that in 1991 the purchasing

power of households with a head aged 65 and older had grown by more

than 40 per cent since 1971 [34].  Much of the rapid increase of

income among the elderly is due to the growth of social

security cash-transfers allocated to the elderly and to a lesser

extent to the increase of noncash benefits [35].  In fact, as D.

Holz-Eakin and T. Smeeding observe ®it is clear that transfers, on

average, increase economic inequality¯ [36].



      On the contrary, in the same interval child poverty rates

have proportionally augmented.  The rise in the poverty risk of the

child population is probably the result of the relative lag of

economic support measures aimed at families with children compared

with those targeting the elderly.  The sparse data available seem

to confirm this hypothesis.  S. Danziger and J. Stern show, for

example, that between 1973 and 1980 the child poverty rate rises

from 14.2 per cent to 17.9 per cent with an average for the period

of 15.9 per cent.  In the eight following years, furthermore, the

poverty level initially rises (21.8 per cent in 1983) and then

declines a few percentage points in 1988, after which it remains on

average 4.4 per cent higher than in the eight preceding years [37]. 

A general overview by G. Cornia shows that, besides in the United

States, between 1975 and 1985 the poverty rates for

children also rose in Germany (from 7.4 to 8.9 per cent), in

Hungary (from 17.1 to 20 per cent), in the United Kingdom (from 9

to 18 per cent), and in Canada (from 16.9 to 17 per cent) [38].



      According to the Luxembourg Income Study in four out of seven

countries the poverty rate of the youngest age group is higher than

that of the over-75 group, and in five out of seven it is higher

than that for the 65-74 age group.  In Norway, for example, poverty

strikes young people three times more frequently than the very old. 

In Canada the poverty level for youth is about double that for

over-65s.  In Sweden poverty of the elderly has been practically

abolished, but relatively high poverty rates are still encountered

in the youngest age groups [39].



      More alarming data is provided by recent studies carried out

in the United States.  According to a report published in March

1991 by the Community Childhood Hunger Identification Project,

®Today, one of every eight children in the United States under the

age of twelve suffers from hunger, and one child in every four is

either hungry or lives in a household that

experienced hunger during the year.  That adds up to 5.5 million

hungry children and another 6 million at risk of hunger¯40.

Obviously, the condition of the children depends on that of the

families, therefore at the base of this phenomenon lies the poverty

of the parents and above all the collapse of the nation's support

system for those living in poverty or close to it in the 1980's.



      Recently, M. Wright Edelman, President of the Children's

Defense Fund, attempted to evaluate the effects of the economic and

social policies of the past decades on the living conditions of

young families with children.  The results show that ®[y]oung

families with children - those headed by persons under the age of

thirty - have been devastated since 1973 by a cycle of falling

income, increasing family disintegration, and rising poverty .... 

The median annual earnings of head of young families with children

fell a staggering 44 per cent from 1973 to 1990.  In other words,

in the span of less than a generation this nation nearly halved the

earnings of young household heads with children¯.  These and other

negative records leave little room for illusions or for hope: ®One

in four white children in young families in now poor.  One in five

children in young married-couple families is now poor.  And one in

three children in families headed by a young high school graduate

is now poor ...  And poverty has grown most rapidly among young

families with only one child¯ [41].



     Consequences include more homelessness, more low birthweight

births, more infant deaths, more child disability, more crime, more

violence, more teen pregnancy, and above all - as has already been

said - the spectre of hunger has appeared in the most

®advanced¯ nation of the western world.



      The situation in the United States is particularly serious

but not at all exceptional in the developed countries.  The

situation is not so very different, given the due proportions, in

the United Kingdom and in Italy, above all in the regions of the

®Mezzogiorno¯ (Southern Italy).  According to a recent report of

the Commission on Social Justice, in the United Kingdom,

®[f]amilies with children have suffered worst, particularly

compared with couples with two earners and no children.  In 1979,

one in ten children was living in low- income families; today,

poverty hits one in three¯ [42].  As far as Italy is concerned, a

study carried out by the writer on official data for 1993 found

high children poverty rates mainly in large families: families with

five or more members, i.e., with normally three or more dependent

children, account for 6.9 per cent of Italian families, but more

than twice the number of poor families.  Those with six or more

members account for 2.1 per cent of all families, but nearly four

times the number of poor families.  Poverty is in the first

instance localised in the South of Italy.



      Only one third of all families but more than two thirds

(72.6%) of poor families live in these regions.  The figures are

eloquent.  Poverty hits 20.5 per cent of children in the South (11

per cent at national level) and 10.1 per cent of the elderly over

65 (5.6 per cent at national level).



      In Italy, in 1993, out of a total of 3,962,000 poor

959,000 or about one-fourth are children (0-14 years old); of these

9 per cent live in the North, 6 per cent in the Central regions,

and 85 per cent in the South.  Thus the family regulates poverty. 

Poverty in the South is a family predicament, i.e., that being poor

is a kind of ®perverse effect¯ of family solidarity, because the

poor person lives in a large family in which the precarious

economic conditions are severally shared [43].



      These data, and probably many others if one takes into

consideration the countries of the Mediterranean basin and those of

Eastern Europe, to a certain extent contradict T. Smeeding's

conclusions that the United States is the only country with ®double

digit poverty rates¯ (®US children have by far the highest poverty

rate of any group, in any nation, at any time¯ [44]).  It is true

that the United States is the only country without some form of a

universal child allowance, but this does not explain why in all the

other countries taken into consideration by T. Smeeding (with the

exception of Germany) the child poverty rates are always higher

than those of the elderly (U.S.: 20.4% vs. 10.9%; Canada: 9.3% vs.

2.2%; Australia: 9.0% vs. 4.0%; Germany: 2.8% vs. 3.8%; France:

4.6% vs. 0.7%; U.K.: 7.4% vs.1.0%); nor does it explain why the

role of tax and public transfers proves itself to be quite

efficient in removing elderly families from poverty but achieves

very limited results in the case of children in poverty [45].



7. Generational iniquity: conflicting views



      The importance of these data in order to analyse the

relations between the generations is obvious.  The combined effects

of the demographic shift (population aging) and of the decisions of

governments beginning from the first oil shock resulted in a

complicated distribution problem.  Childhood had been the ®victim¯

of this change, which had led to a greater concentration of

resources in the hands of the older age groups, while it has let to

a relative impoverishment of that part of society - children and

young people - which is absent from the social contract.



      Complex arguments circulate around the possible causes of a

conflict between generations.  The ®stage¯ of the commentators is

divided between apocalyptics and conservatives.  The first consider

the course of the social state of social-democratic stamp to be if

not finished at least compromised, and call for a

®second- generation welfare state¯.  J. O'Neill position is

typical: ®In the last fifty years the welfare state has functioned

to spread income over the life cycle of citizens who might not have

had the foresight to do this for themselves, and it has set up the

expectation that every generation would at a later age benefit from

the contribution it made when younger to its

contemporary elders.  However, there is evidence that this

exercise in intergenerational reciprocity has been violated ... 

[T]he welfare state ... is now the principal source of the

well-being of the contemporary elderly while extending far fewer

benefits to contemporary youth¯ [46].



      D. Thomson is even more radical in his criticisms of the

®first generation¯ welfare state.  In line with O'Neill's

argument, Thomson maintains that, whereas ®the first welfare

generation lived in states which invested heavily in the future,

both in terms of capital and of human stock .... [t]he young adult

of the late twentieth century live in societies of very much lower

long term investment¯ [47].  In synchrony with the ageing of the

population, the logic itself of the welfare state has therefore

®aged¯ too: ®A redesigning of the welfare state in step with its

own ageing interests has dominated our social, political,

economic, fiscal, legal and other policies during the 1970s and

1980s¯ [48].



      The positions of the opposing side are more variegated and

reflect different disciplinary approaches.  N. Daniels goes so far

as to deny that the problem exists at all: ®Whereas differential

treatment by race and sex always generates inequalities between

persons, differential treatment by age does not necessarily

generate inequalities¯.  The conclusion of his thesis is already

implicit in the premises: ®If we treat the young one way and the

old another, then over time, each person is treated both ways.  The

advantages (or disadvantages) of consistent differential treatment

by age will equalize over time¯ [49].  This thesis deserves a brief

comment.  In reality, both policies and the demographic patterns

change with time.  For each generation, the starting conditions do

not coincide with the conditions at the end of the life course; and

this is all the more true, the more intense the pace of social

change and the more profound the variation intervening in the

population structure.  In

generational terms, age is not different from sex and race.  It is

given to no individual to be able to change the epoch in which s/he

is born.  And it is this epoch which establishes the

conditions in which s/he must live, the rules of the society in

which s/he grows, the institutions to which s/he must relate, and

the advantages and disadvantages in store for her/him from the

choices and behaviours of generations preceding her/him50.



      Remaining on this front, a more distinct position is taken by

A. Walker.  He concedes that welfare state is currently the subject

of renegotiation and modification in the majority of western

societies, but argues that these processes have little or nothing

to do with intergenerational conflict.  According to him, the link

between demographics and policy changes has been

artificially amplified in order ®to divert attention from the real

ideological imperative behind policy¯, that is ®to legitimate

policies aimed at restructuring the welfare state¯ [51].  In his

view, ®it is not concern about justice between age cohorts that

motivates intergenerational-equity protagonists but the fiscal

implication of aging¯ [52]. In other words, ®it is merely a

politically expedient use of demographic change¯ on the part of

some governments (notably the most market-oriented welfare states:

Australia, Canada, New Zealand, and the United States), to

dismantle their welfare provisions.



      A study by E. R. Kingson et al. commissioned by the

Gerontological Society of America with the intention of

challenging the thesis of intergenerational conflict takes a not

dissimilar view.  This study offers an interesting summary of the

whole range of problems resulting from demographic ageing.  The

arguments of E. R. Kingson and associates basically repeat A. 

Walker's conclusions, and that is that the thesis of the

intergenerational conflict is just ®a convenient rationale for a

political ideology that opposes virtually all public efforts

directed at meeting family and individual needs¯ [53].  The

interests of thee generations are not separate but interdependent:

®by protecting older family members against loss of income due to

retirement, Social Security benefits accrue primarily to the young¯

[54]; and social security ®opens up employment

opportunities for younger workers by encouraging older ones to

retire in exchange for a pension¯ [55].



      Another point that this study has in common with A.

Walker's thesis is the emphasis placed on the diversity or

heterogeneity of the old.  While it is true that the economic

conditions of the elderly have greatly improved in these last

decades, nonetheless ®we as a society must also recognize that

millions of older people continue to live in or near poverty and

continue to be afflicted with debilitating chronic illnesses ...¯

[56]. Population ageing is both a success story and a challenge. 

The size of elderly people will continue to increase; the

prolonging of life expectancy will increase pension costs, just as

the number of elderly requiring long-term care; inevitably the

costs for society are going to grow, since retirees of the future

will receive benefits for a longer period of time than previous

cohorts.  In fact, all available research shows that social

security transfers already make up the main components of income of

retirees.



      The Gerontological Society of America's report does not in

principle dispute the thesis of intergenerational iniquity.  But it

considers mistaken the premise that ®the relative needs of children

and the elderly for public expenditures are identical and that

equal expenditures are the equivalent of social justice¯ [57].

Different needs require different responses; to give to the elderly

the same as is given to the other classes of the

population would be an obvious injustice.  According to this

thesis, social policies cannot ignore the credits accumulated by

the past generations; furthermore, it must be remembered that part

of what is spent on the elderly is to be counted as a return on

their previous investments in younger generations.



8. Equity or conflict?



      As is often the case in the field of the social sciences, t

is very difficult to make a precise division between right and

wrong.  Each of these positions contains some plausible

observations and others which can be disputed.  A. Walker is right

when he foresees, behind the thesis of the intergenerational

conflict, the risk that in the end only the victim of a radical

revision of the welfare state will remain on the ®battle field¯;

but this does not mean that the thesis of the conflict is

absolutely without foundation.  The two ideas are perfectly

compatible. E.  Kingson et al are right when they point out that

the elderly are a heterogeneous group, that many of them live in

poverty, that they must be given - now - the just recompense for

what they have done for the well-being of the younger generations. 

But what about tomorrow's elderly?



      There are two sides to the generational question.  It

consists, on the one hand, of the unequal sharing of resources

between age- groups - in space; and on the other hand between

successive cohorts - in time.  In other words, the asymmetric

distribution of available resources has a double consequence: it

feeds a horizontal conflict between today's youth and today's

elders; and, in the future, what D. Thomson has defined ®temporal

iniquity¯, that is to say, it leads to a different treatment of the

young with respect to future generations, but also of the elderly

of today in relation with the elderly of tomorrow.



      As far as the first aspect is concerned, the argument made by

®generational equity¯ advocates can be summarised as follows: ®a)

In recent years there has been a growth of public resources

directed toward elderly members of the population resulting from

legislation to counter previous level of poverty among the aged,

and because of effective political lobbying.  b) This has led to

substantial improvement in the economic status of the elderly and

in their access to health care.  c) The elderly are becoming better

off as a group that the non- aged population, especially children;

and the proportion of [public] funds directed to the oldest age

group is increasing every year.  d) At the same time the flow of

resources to children and other dependent populations has

decreased, proportionally.  e) Thus, to continue the flow of

[public] resources to the elderly is inequitable, and will be the

source of intergenerational conflict¯ [58].



      This is only one side of the coin, but even so it creates

serious problems where distributive justice is concerned.  The

substantial increase in the elderly population coupled with the

generosity with which the welfare state provides for the needs of

the elderly inevitably takes away resources from other groups of

the population.  The two largest areas of resources directed to the

elderly are in health spending and pensions.  In 1991, in Europe,

health expenditure amounted on average to over 20 per cent of the

total social expenditure, and pension (old-age plus

survivors) to between 30 per cent (Portugal) and 56.9 per cent

(Greece) of total social spending.  On the other hand, expenditure

for family allowances and unemployment benefits was very much

lower: a maximum of 10.6 per cent for the former (Ireland) and 17.9

per cent for the latter (Spain).  In ratio to the GDP, expenditure

for pensions was on average around 8 per cent, that for

unemployment around 1 per cent, and that for family allowances

around 2 per cent.  The conclusion of the Report of the European

Commission, which has provided these figures, is the following:

®One can reasonable conjecture that an evolution of this kind will

bring with it new problems of distributive justice between

generations, which apart from financial difficulties could also

engender politico-social conflict¯ [59].



      This situation is arising in the midst of a severe

recessive crisis of the economy of the western world, during the

course of which unemployment has increased, the public debt has

risen, the incomes of families with children have diminished and

inequality has increased.  A particularly serious problem, at least

in Europe, is that of the many young people who cannot find a job. 

A report of the European Commission on employment observes that

®[t]he average rate of youth unemployment in the Community -of 21%

in May 1994 - remains double that of those over 25.  In Italy, at

33%, and in Greece, at 23%, it was more than four times the adult

rate¯60.  A strange coincidence: Greece and Italy have the highest

expenditure for old age pensions in ratio to the GDP (respectively

10.6 and 11.5 per cent in 1991) and the highest pension benefits in

relation to average net wages (107 per cent in Greece and 89 per

cent in Italy); but they are in the last places as far as concerns

unemployment benefits in ratio to the GDP (0.3 and 0.4 per cent)

and, in relation to wages, for expenditure on family allowances in

ratio to the GDP (0.3 and 0.8 per cent); finally - in cauda venenum

- they are among the few countries that do not provide for any

benefits for a young 18-year-old school leaver who is without

employment [61].



      The other aspect of intergenerational inequity regards the

future.  many of the theses that we have considered earlier lose

validity and credibility if we look at them from this point of

view.  Equity between the age-groups is a different thing from

intergenerational equity.  Although it is important, the gap that

exists today between young and old is only the symptom of an

inequality destined in all probability to explode ®tomorrow¯.  Even

if we admit that the elderly have good reason to expect and obtain

a bigger slice of the cake, as E. R. Kingson and his associates

assert, how can we justify the fact that the elderly of tomorrow

will probably not be guaranteed the same level of

well-being as that guaranteed to the elderly of today?



      The case of pensions is enlightening in order to

understand the role that policies and demography have played in the

change in intergenerational relations.  The pension system of

modern society is based, as we know, on the ®generational pact¯. 

This lies in the certainty of reciprocity in relations between

donors and recipients.  D. Thomson sums it up: ®I make my surplus

income available to others today and I am happy to continue doing

so in the firm belief that, when I am in the same position as those

I am now helping, others will in turn make their surpluses

available to me in a comparable manner and amount.  I require that

I be protected against future risk by participating in this way. 

I am not simply handing over my surplus income to others in need at

this moment without expecting that I will be treated similarly in

time.  I expect all to observe the same rules¯ [62].



      All pay-as-you-go systems operate on this implicit rule;

employed individuals give up part of their current income to

existing pensioners on the understanding that they will become

similar beneficiaries during a future period of their own life

course.  In order for this system to function without producing

injustice in the course of time, there must be an equilibrium

between payroll taxes and benefits, also taking into account what

is happening in the structure of the population.  Above all, the

relations between the young and the elderly or between working and

retired people must be taken into account.  Even a system which

starts in equilibrium could be affected if significant changes

occur in the demographic structure.  In particular, any change in

the ratio of old people to the working population tends to have

immediate impacts on the financial situation of the programme, and

thus to create a deficit unless correctives are introduced.



      In fact, the pension systems of the western countries have

felt the full impact of the changes that have taken place in the

demographic field.  Originally, they derived considerable

advantages from a very much lower number of beneficiaries than of

workers, which could thus finance the programme (social security

payroll taxes) at very low cost; for some time, further advantages

derived from a reduced life expectancy of pensionable-age

beneficiaries, from relatively low unemployment figures and from

the early entry of large demographic groups in the labour market.



      Today, the weight of the elderly in relation to the total has

almost triplicated.  The average life expectancy has greatly

increased.  The ratio between workers and retired people is greatly

unbalanced in favour of the latter.  Groups of

ever-smaller size are appearing on the labour market, and, all

other things being equal, this will continue in the future as well. 

What is more, these groups will tend to enter the labour market at

an increasingly later age as relatively more and more children are

educated for an ever-greater number of years.



      Up to a point, therefore, the story of intergenerational

redistribution in these last decades has been written by

demography.  Nonetheless, it would be a mistake to believe that the

demographic factor is sufficient in itself to explain the events we

have described.  The demographic shift would not have produced the

same results if it had not found a powerful ally in the political

decisions that were taken by governments during the same period. 

This, and not the demographic change, is the crucial variable.



      What I mean to say is that, from the mid- 70s to date

political choices have favoured and amplified the effects of

demographic changes, rather than oppose them.  Policy- makers'

decisions did not go beyond merely following the life-cycle

evolution of the generation that benefited, in the first decades of

the post-war era, from the more favourable measures of social

protection provided by the welfare state.  What measures?  The

following are certainty some of the most important; facilitating,

often with the cooperation of the trade unions and employers, an

accelerated withdrawal from the labour force [63]; allowing reduced

pensionable ages to remain in force until very recently, despite

the considerable increase in the average life expectancy; the

concession of increases in benefits which were a function of the

inflation rate, e.g. adjustments based upon indexation

methods; the concession of fictive (imputed) rents; the linking of

pension transfers to wage trends rather than to the cost of living;

the calculation of pensions on the basis of transfers rather than

on payroll taxes, and so on.



      By doing so, these choices have contributed to make the

welfare state's experience of the previous decades something

unrepeatable, a one-way phenomenon (if not a phenomenon ®una

semper¯) bound to last l'espace d'une g‚n‚ration and in any event

to end when those that contributed to create it and got the most

out of it disappear from the scene.  The looming risk is that the

welfare system might disintegrate due to the joint impact of an

exceptional demographic dynamism and a political behaviour that,

with the benefit of hindsight, is not an exaggeration to define as

®unlimited irresponsibility¯ toward future generations.  In a very

real sense, this is a tax on future generations, an unfair way to

transfer ®the unpaid bills of today onto someone else in the

future¯ [64].



      Without necessarily agreeing with ®apocalyptic¯ positions, we

can observe that the political choices of the last decades have

been characterized by an extreme short- sightedness; that they have

given rise to ®externalities¯ which future generations (of young

and old) will pay in higher taxes, lower disposable income, fewer

services, fewer resources and less security.  Already today we can

see the signs of this change of course in the reforms which most

countries have introduced or are about to introduce in order to

avoid the collapse of the pensions system in the next decades. 

These reforms show quite clearly that political choices have

counted for more than demographic changes in the evolution of

intergenerational relations.  Why?  There is no other way to

explain how, in an anything but favourable demographic situation,

those reforms of the pensions system which were not even taken into

consideration ten or twenty years ago, are now considered

practicable.



      The fact is that up till now governments have limited

themselves - following Bacon's maxim - to pursuing short-term

objectives, ®leaving the future to divine providence¯.  For many

years political choices have been made which have profoundly

altered intergenerational relationships and which are bound to

weigh even more heavily in the years to come: partly because of the

intensification of population ageing, but due even more to the

maturing of the pension regimes created in the past.  These choices

have acted as ®iniquity accelerators¯ between the

generations.  A ®generational accounting¯ study undertaken at the

Bank of Italy concludes that ®unless major and quite painful steps

are taken and taken soon, future generations of Italians will be

forced to pay over their lifetimes four or more times the net taxes

expected to be collected from current generations¯ [65].



      The impression is that a problem of a collective nature -the

relations between the generations - has been reduced, for mere

electoral interests and for political advantage, to a

non-cooperative game where the immediate interests of one

generation have been put before the future interests of all the

others.  Short-term cyclical considerations have got the better of

more far-sighted views.  The time horizon of public social choices

has been markedly shortened.  The transfers system has adopted an

ever-rising social discount rate, thus implicitly assuming that

®possible costs and benefit ... are less important if they ... come

further in the future¯ [66].



      If the task of policy-makers should be that of expressing an

intertemporal view of collective interests, it is all too easy to

be ironical about the degree of awareness about this task if one

considers the behaviours of the political class in the past

decades.  Past (and present) governments seem rather to have

encouraged the plundering of the resources of the future

generation in order to please the present one.  Many of the choices

made in the past are destined to weigh on the interests of the

future generations, putting at risk the preservation of that

intergenerational solidarity pact on which the whole edifice of the

welfare state rests.  With all the consequences that are not

difficult to imagine:



1. first, that the promises of the social  state will be

impossible to maintain,  leading to a patent violation of the rules 

of the game with the game already begun;



2. second, that events in these last  decades have led to an

inequity in the  relations between the generations which will  be

difficult to eliminate or reduce; this  because the shoulder of the

young of today  and of those who will enter the labour  market in

the next decades will have to bear  the weight of maintaining ever

greater  numbers of people of non-productive age,  many more than

was ever the case for the  past generations.  That is to say, they

will  pay more with the mathematical certainty of  receiving less,

while up to now exactly the  contrary has been true.  With the not 

insignificant burden that the assistance  they will be called to

give to the elderly  will not regard only the monetary aspects;  it

will also regard, and perhaps more so,  non-material help, that of

care and support,  which ageing will throw on the narrow  shoulders

of an ever smaller number of children;



3. third, that given these circumstances  there is the concrete

risk that the system  of transfers guaranteed in the past by the 

welfare state is destined to collapse, or  anyway - the more

optimistic view - to be  replaced by financially more onerous 

solutions for the participants, and thus be  doubly unjust to those

who, for a part of  their life, have already settled the account 

of an ®unfulfilled promise¯



9. Changing family patterns



      Western societies have decreed the separation between family

responsibility and public responsibility.  While the economic

support of the old is entrusted almost entirely to the society, the

care and support of children is seen as ultimately a parental

responsibility.  Indeed, it is often suggested that ®fertility in

developed countries is so low in part because society captures the

financial benefits of children while leaving parents to bear most

of the costs¯ [67].



      Between the elderly and the young, however, there is an

important difference.  The role of public policies is equally

determinant.  But in the case of children external (albeit

anything but extraneous) factors intervene in their condition,

namely the family.  Children do not work.  They necessarily share

the economic status of the family to which they belong.  Children

have no way of escaping the fate to which they are condemned by the

mere fact of being born into a family in particular economic

circumstances, unless an adequate policy comes to their aid.  The

child's social condition, in other words, is subordinated to the

distribution of resources, positions, and opportunities within the

category of the adult parents.



      It becomes clear, as S. G. Gould and J. L. Palmer argue, that

the economic and social status of children ®depends much less on

age per se than it does on other demographic characteristics such

as race and family composition and exposure to certain events such

as unemployment of a parent, divorce, illness, and death in the

family¯ [68].  This means that along with the macro aspects, we

must also examine the consequences that demographic ageing has on

the change in family relationships and on care activity within the

family.  Thus, a new drama unfolds, with many points in common with

that of intergenerational relationships.  The situation becomes

complicated and new processes and new actors arrive on the scene,

with results that are not always foreseeable, announcing new

challenges and new solutions for societies in the near future.



      The main processes regard the changes in household and family

structure; the increase in the rate of female participation in the

labour market, and the change in the relations of mutual aid within

the family and kinship.  Without fail, at the centre of these

developments, we find the figure of the woman.



10. Marital disruption and childbearing



      I shall try to summarize the most important features of these

phenomena.  The ageing process significantly influenced the number

of households and the number of persons per household.  In this

respect the increase in the number of one-person households and the

decreasing proportion of households of five or more members

deserves attention.  This trend toward smaller households,

moreover, is reinforced by the large number of one-parent

families.  In Europe in the 1950s, single-person households made up

around 10 per cent of the total number of households; nowadays, in

many countries, this proportion is close on or over 30 per cent

[69].  It includes single people living alone, divorcees, married

people awaiting divorce or simply separated, widowers and in

particular widows.  As for one-parent households, their number has

also grown to a considerable degree since the 1980s.  In 1990-91,

according to Eurostat data, they were 20 per cent in Denmark, 16

per cent in the United Kingdom, 15.4 per cent in Germany, and

around 10-12 per cent in the other countries (with the exception of

Greece, Italy and Spain, where the figures are lower).  ®The

percentage of this type of household where the mother has sole

responsibility is 85 per cent in all countries¯70.



      Behind the growth of these new living arrangements lie

different circumstances.  The phenomenon can be partly explained by

the decline in mortality, increased life- expectancy and the growth

in the number of elderly people; partly, it reflects instead major

changes in behaviour.  In any event (although the phenomenon does

not regard all the developed countries to the same degree), no

other change has so significantly altered the

household structure as marital disruption.  In most western

countries divorce rates have soared since the mid- 1960s.  In a

number of European countries (Belgium, France, Switzerland) rates

have doubled, in others (England, Netherlands) they have risen

threefold.  As for the United States, about half of all recent

marriages end in divorce.  In fact, T. Castro Martin and L. Bumpass

have estimated that almost two-thirds of recent first marriages

would be likely to disrupt if current levels persist [71].  With

few exceptions, most of the western countries are destined to

approach, sooner or later, the situation of the United States. 

According to F. Furstenberg and A. Cherlin, ®[e]ven though the

United States still outranks all other nations by a considerable

margin, the cross-national differentials are

diminishing ...¯ [72].



      The most important effects of marital disruption regard

children.  In the United States it has been calculated that, at

current rates, about half of today's young children ®will spend

some time in a single parent family, most as a consequence of

divorce, [and] the majority will remain in a mother-only family for

the remainder of their childhood¯ [73]. The National Survey of

Children, a representative sample of children that have been

followed from the mid-1970s to the present, indicates that ®well

over a third of the youth ... witnessed the breakup of their

parents' marriage before they reached the age of sixteen, and

another 10 per cent or so experienced life in a single-parent

family because their parents were unmarried or because of the death

of a parent¯ [74].



      Indeed, added to the consequences of divorce are those of

births in informal, temporary, or casual unions: a phenomenon that

we still know too little about, but which in recent years has

certainly registered an even greater acceleration than that of

matrimonial disruption.  In 1991, in the member states of the

European Union the proportion of births outside marriage accounted

for half of births in Sweden, for more than 40 per cent in

Denmark, was around 30 per cent in France and in the United

Kingdom, and was at any rate higher than 10 per cent in many other

countries (with exception of Italy and Greece) [75]. As for the

United States, nonmarital childbearing is becoming part of the life

experience of a significant proportion of women: ®Life table

estimates suggest that 17% of white women and 70% of black women

will have child while unmarried if recent levels persist¯ [76].



      It is difficult to make forecasts in matters like this. 

There are many intervening factors.  Apart from economic reasons,

an important role is played by the shifts in value orientations and

the weakening of the normative constraints against the divorce and

the unmarried childbearing.  According to the EurobaromŠtre inquiry

carried out in 1993 in the countries of the European Union, ®most

Europeans consider the family to be of fundamental value; over 96

per cent of those interviewed put it in the first place among those

aspects of life that are judged to be very important¯ [77].  As for

cohabitation, 19 per cent of the

interviewees approve of it, 13.8 per cent disapprove, and 63.3 per

cent prefer not to give an opinion (3.1 per cent did not reply);

the young, and unmarried people are distinctly more favourable to

cohabitation than the elderly and married people.  Finally, the

opinion of 32.6 per cent was positive regarding the divorce of a

couple who were no longer on good terms and 29.8 per cent

expressed themselves positively on the remarriage of parents who

have children from a previous marriage [78].



      The greater tolerance of the young towards new forms of

family life compared to the elderly is very important; it could

mean that we are facing a change in those basic value orientations

which have determined the ®second demographic transition¯.  A

recent study carried out by R. Lesthaege e G. Moors in four

countries (Germany, France, Belgium and the Netherlands) did not

reach a definite conclusion in this regard but did, however, hint

at the possibility that we find ourselves on the threshold of a

significant ideational trend reversal.  Their conclusion is that

®it is definitely too early to come up with such a prediction.  At

present, all that can be said is that the ideational props that

have sustained the second demographic transition seem to have lost

their momentum during the 1980s..  [I]n the period 1981-1990, the

various cohorts ... moved slightly in the direction of stronger

familistic orientations¯ [79].



      Whatever the case may be, it is a fact that the panorama of

various forms of family life will not present great surprises in

the near future.  Smaller families, the growth of one-parent

families, the increase of recomposed families made up from parts of

divorced families; probably the convergence of most of the western

countries towards the level of marital disruption now found in the

United States and in the countries of Northern Europe; and above

all, the growth households consisting of elderly couples without

children or of elderly people living alone.  In the last analysis,

®weaker¯ families, characterised by greater economic problems and

by greater difficulties in providing

autonomously for the care and maintenance of their dependent

members.  In 2010-2020, the generations that in the 1970s gave the

green light to the decline in fertility and the increase in

divorces will be around 80 years old; that is, they will be of an

age where the needs of care and assistance become more pressing. 

Some of them will have only one child to count on; some of them

will have a confused marital and family career behind them,

consisting of a series of experiences.  Research shows that fathers

who have been through more than one marital experience usually

maintain scarce bonds with the children born from a previous union.



      We know little or nothing instead about the long-term

consequences of such behaviour80.  What moral obligations will the

children have towards their fathers?  Will these fathers be able to

turn to their children in case of need?  How will the relations of

solidarity between the generations change when family stories are

so fragmented?  In fact, as Furstenberg and Cherlin observe,

®[f]amilies not only nurture and protect children, they also

distribute resources; and in so doing they create lasting

obligations ...  [K]inship is a set of rules for deciding how

resources (emotional and material) are to be divided within and

across generations ...  Remarriage certainly expands the potential

universe of kin, but does it also dilute the importance of each

kin?¯ [81].



11. ®Blaming the victims¯: women's virtues and public vices



      As we were saying, the female question is central to all the

problems of the relationships between generations and the change in

the patterns of family life.  The most significant aspects of the

centrality of the woman regard the exceptional growth in the levels

of scholarization and the correlated increase of the woman's

presence in the labour market.  All the rest is just the

consequence of these two processes.  The major

®revolution¯ of this century is still unfinished; even today

serious obstacles rise on the path of basic gender equality, which

in fact prevent or limit the individual self-determination of the

woman.  Women's citizenship is partial and ®weak¯; many

disparities exist, between men and women, in the division of

domestic work, in the distribution of opportunities, in the defence

of social rights and in the practice of political

participation.  None the less, the changes that have taken place in

the majority of western countries in recent years - in family

relationships, in interpersonal relations, in the field of

employment, in the organization of society, in the ties of mutual

help and in intergenerational relationships - are due to a great

extent to the changes in the female condition.



      Although the rate has been different in each country, the

growth of female participation in paid employment has been

constant in the past decades and as time passes this presence will

probably grow stronger: because of the increase in the levels of

instruction which stimulates the woman to seek a pay-off of the

formative investments in employment; because of the need to fulfil

herself socially; in order to ensure a standard of living for the

family that would not be guaranteed by the single income of the

husband; both in order to obtain for herself that economic freedom

which, in the event of a divorce, acts as a kind of ®safety-net¯;

and because, with the decline in the birth-rate, the female work

force will become more and more indispensable for the economy of

the developed countries.



      What are the links with the generational question?  What

possible consequences will the further growth of female employment

have on the cost-benefit balance between the generations?  It is

not easy to answer these questions.  The interconnection of the

intervening factors is terribly complicated.  It depends on the

future development of employment opportunities; which are very

uncertain.  It depends on the way in which public policies will

respond to the changes in the family, and to the answers that these

policies will be able (or willing) to give to the ®double role¯ of

the woman, to the needs of children and to those of the elderly;

because there is no doubt that ®the state can influence family help

... by the way it organizes and provides services to individuals in

need and by assumptions it makes about the nature and availability

of such assistance in rationing care¯ [82].  It depends a great

deal on the way in which the relationship between the male and

female roles will change in the division of domestic work and in

caring activities; etc.  And for the moment all this is enveloped

in the thickest of mists.



      Remaining with our feet on the ground, what one can say is

that social policies have not up till now shown any particular

interest in overcoming the traditional, that is gendered, patterns

of caring.  Within limits, these patterns can undergo slow

transformations.  In part, this is what has happened.  But at what

costs?  With what consequences for intergenerational

relationships?



      The most important result of women's attempts to reconcile

their own self- fulfilment and career aspirations with the

traditional reproductive and family roles has been the decline in

fertility.  The reduction in the number of offspring, the

renunciation of a second and third child, have seemed to a growing

number of women the almost inevitable solution to the paralysis of

aid programmes for children and the family.  Numerical

elimination, more than just symbolic [83], of childhood, has shown

itself to be an adequate means of escape from a situation that is

destined to weigh entirely on the woman.  Accordingly, the

demographic and social value of the child's life decreases

inversely to the importance given to the lives of the adult members

of society.



      In the western world, children have been ever more

®captured¯ in the game of a series of opposing choices: in

opposition to work, to a career, to consumption, to leisure time,

to the fulfilment of the individual's own ambitions.  As J. Coleman

observes, the interest of the parents in the children has been

®replaced by each individual's interest in his own future or a

couple's interest in their joint future¯ [84].  ®Parenthood¯ is

ever less rewarding; men and especially women are increasingly

reluctant to make decisions which have long-term consequences and

hence limit the future freedom of choice.



      The problem is social, however, and not individual or gender-

specific.  The procreative choice takes place in the families, but

it is above all at the organizational and structural level of

society that responsibilities and solutions must be sought and

identified.  It would thus be completely mistaken to identify the

®motor¯ of the present demographic dynamics in only the female part

of the population.  It would mean the repetition of a historic

mistake which has often taken the form of ®blaming the victim¯. 

While it is true that the widespread use of modern methods of

contraception has had the effect of ®privatizing the decision

whether or not to have children¯ [85], the burden of the choice has

usually fallen on the woman's shoulders.



      Thus, the resolution to the problem of procreation has been

left up to two of society's weakest members: the woman and the

child, and the conflict created by their opposing interests.  The

limitation of ®demographic privatization¯ is not so much that of

having saddled the woman with the demanding role of primus inter

pares in the reproductive decision, but rather that of having put

off the search for a collective solution to the problem of

intergenerational relationships; in fact, that is, of having thus

prevented it from taking on the significance and the

importance of a question of general interest.  Lacking the

comprehensive adjustment of the social system to women's new

demands, their ®sacrosanct¯ claim to equal rights and

opportunities has been reflected in considerable demographic and

social unbalance.  The inclusion and the recognition (even though

partial) of women's citizenship has had the (momentary?) result of

ousting children's interests from the political agenda; more or

less the effect that has been the result of the greater attention

that public policies have paid to the elderly.  It is as if the

capacity of our systems to guarantee the participation and the

equality of its different members cannot exceed a certain limit;

beyond which exclusion mechanisms intervene to re- establish the

status quo ante; that is to say, the advantages and privileges of

one or more social groups over others.



12. Kin availability: present and future prospects



      Another important process at micro level regards the

change in the web of kin relationships and mutual aid.  In fact,

important consequences result from the variation in the fertility

and mortality rates, not only on the size of the age- groups, for

the social supports available to the different members of the

population, and especially to dependent individuals (children and

the elderly).  In the past decade, the structure of dependency has

changed significantly; there has been a considerable shift from

youth to old-age dependency.  Whereas in 1970, in the ECE region

(Western, Southern, Eastern Europe and North America) there were

more than 50 elderly persons (60 years and over) per 100 young

people (under 15), by 1990 this figure had increased to over 72.

Assuming that the total fertility rates in the ECE countries will

converge towards a replacement level, the United Nations

projections prospect that ®by 2020 the aged population would

outnumber the young population by 11 million and by the year 2025

by more than 30 million¯ [86]. The beforementioned ageing index

will vary accordingly: from 72.5 (1990) to 104 in 2020.



      Of greater interest is the ratio between the dependent

population and that of working age (15-59 years), which bears the

economic and social costs of its maintenance.  This ratio, a little

above 63 in 1985 (63 dependents per 100 persons of

working-age) should increase in 2025, also according to the

projections (medium variant) of the United Nations, by 20 per cent:

75 persons in dependent ages per 100 persons in working ages. 

However, even the dependency ratio only provides an

approximate estimate of the real burden that is destined to weigh

on the working-age population.  In order to obtain a more reliable

figure we should have to calculate the size of the population

actually available to give assistance and help to weaker

individuals.



      Unfortunately, these data are not always available. 

Studies carried out in Great Britain and Italy confirm that the

pool of informal carers is negatively related to the growth of the

elderly population [87]. In the restrictive hypothesis that this

pool of human resources is made up exclusively of unmarried women

aged between 45-59 who devote themselves to looking after their

parents (65 and over), in the Italian case it is shown that it

drops from 142 per 1000 elderly people in 1951 to 73 in 1981, while

the percentage of elderly people on the total rises from 9 to 13.2

per cent [88]. A more recent study by D. A. Wolf reaches different

conclusions, calculating the ®mother- daughter ratio¯, that is the

ratio of women 65 and older to women 25 years younger.  He shows

that, ®in both the northern European countries as a whole and North

America ... the mother-daughter ratio has climbed steeply for much

of the period 1950-1980.  During the years 1990 through 2002, the

upward trend is expected to reverse [...]; after 2005 the trend is

projected to reverse once again, with an even sharper increase to

unprecedentedly high levels by 2025 ...¯ [89].



      In any case, as available research shows, it is the

composition, more than the sheer size, of the available kin that

makes it possible to predict the help that the elderly can expect

in old-age or in case of need.  In its turn, the ®composition¯

covers many different factors: gender, children's age, if they are

one's own children or step- children, marital status, possible work

activity, working hours, the presence of other relatives, the

presence of a husband or wife, and so on, including even the degree

of proximity when the children do not live in the same house as

their elderly parents.  Each of the possible combinations of these

factors corresponds to a different opportunity to meet the needs of

the elderly parent, thus a greater or lesser

quantity- quality of help: from domestic services to personal care,

from financial help to companionship, from entertainment to the

benefits of economies of scale in consumption90.



      Other intervening variables include the sex of the elderly

person, his economic circumstances, those of his/her children,

his/her state of health, his/her level of education, and others

that can, in one way or another, increase or lessen the

probability that the children will assist their parent, live with

him/her or live separately [91].  Obviously, the size and

composition of the available kin network matter (usually, the

greater the number of children, the greater the probability that

the elderly person will live with one of them or in close spatial

proximity); but the most important element, that which is decisive

for the quality of relationships, is the gender relationship.  The

kin network is strongly ®feminized¯; in fact, it is mostly women

who care for the elderly.



      An Italian survey (1983) on interfamily relationships

confirms that the greatest proportion of assistance bestowed on

elderly people comes from the middle age-groups and above all from

daughters and daughters-in- law [92]. A secondary analysis by A. D.

Wolf and A. Pinnelli on the data of the same survey shows clearly

that the responsibility for the care of parents who are lacking in

self- sufficiency, cohabiting or not, weighs almost exclusively on

the daughters, without support from the formal network of services

[93]. What is more, the shortage of public services is an implicit

recognition of the functions carried out by the family and, within

it, by the woman; the same is true for the so-called ®community

care¯, where the role of care-givers is taken on chiefly by women.



      A. S. and P. H. Rossi also reach similar conclusions in one

of the few in-depth studies on the ties between parents and

children: the ®most extensive patterns of reciprocal help were

predicted and were found in the same-sex dyad of mothers and

daughters¯ [94].  The conclusions of this study offer much food for

thought as regards the analysis of the relationships between the

kin network and the demographic change.  Despite the decline in

fertility, the increase in divorces and out-of-wedlock births, and

the growth of ®blended families¯, the pattern of primary relations

between parents and children does not seem to have undergone

drastic alterations.  These phenomena, according to A. Rossi,

certainly introduce elements of risk into family life; in many

cases - as has been amply proved [95] - they are the cause of

poverty and exclusion and can have important implications for the

future well-being of children, including educational and economic

attainment, and family formation.  All the same, on the basis of

the results of her research, A. Rossi affirms that the basic

nucleus of mother- child relationship has not been damaged [96].



      The experience of separation and of divorce contributes

appreciably to attenuate duties towards relatives, both close and

distant; usually we find more frequent and more solid levels of

exchanges and mutual- help bonds in united families than in

families that have suffered the trauma of disruption.  The absence

of the father, after the break-up of the union, is a well-

documented fact.  In spite of this, A. Rossi maintains that the

recent demographic dynamics seem to have encouraged the production

of countertrends; as if, faced by the necessity of overcoming the

difficulties caused by marital instability, by old age and by the

decline in the birth rate, modern society - and especially the

woman - had eventually developed its own means of defence.



      Why the woman?  Because women are more likely to remain

widows in old age and thus to need care and assistance; because

women tend to remarry less frequently than men after a divorce;

because the proportion of women who have children outside marriage

has increased; because women are more likely than men to live

separately from their children at a late age, as most research

shows; and finally, because women, being less independent

economically and having less social security protection, have

always been more exposed to the difficulties of old age.



      For this series of reasons, women - as A. Rossi writes -®have

a greater developmental stake in maintaining close relations with

their parents, siblings, and children than do men ...¯ [97].

Women's greater propensity to invest in family ties and to

cultivate personal relationships seems, in these conditions, like

a kind of anthropological adaptation to the social environment; an

anticipatory precaution towards the appearance of possible needs in

the immediate future.  That is to say, that being more exposed to

the risks of life and at the same time enjoying fewer social

guarantees, they have tried to do something about it:

intelligently, they ®vaccinate¯ themselves against these risks by

accumulating social, family and kinship credits which can be

exacted in times of need.  The tools of this exchange strategy are

those of interpersonal relationships, of assistance and of

solidarity.  More than any other social figure, women ®produce

solidarity by means of solidarity¯.



      The massive presence of women in the labour market has

weakened the relationship with the partner (increase in divorces)

and has depressed fertility (reduction of offspring); in addition,

the extension of social security systems to women has reduced the

duties of children toward elderly mothers.  But these tendencies

have coincided with correctives.  Owing to greater scholarization

and the growth in unemployment, children stay at home longer;

maternal care is exercised for a period of around 20 to 30 years,

during which presumably the children will be more exposed to the

influence of female behaviour and life-styles.  Finally, thanks to

the combined effect of retirement insurances and the increase of

life expectancy, elderly parents are ever less dependent on

economic assistance from their children, but this lesser

dependence is more than offset by the growing need for care and

assistance in old age.  Social dependence takes the place of

economic dependence, and family solidarity takes over from

intergenerational solidarity.  The prolonging of children's

dependence on their parents is counterbalanced by the prolonging of

parents' dependence on their children; and if marital

instability continued its course, this reciprocity between parents

and children would tend to develop more and more along the

maternal line.  If this is true (but it is necessary to continue

research on this point), important consequences could follow.



13. Hopes and options: concluding remarks



      Women would find themselves in the position of the

protagonists of change.  They would be the central figures in

relationships of intergenerational solidarity.  They would be given

the task of compensating, as far as solidarity and

interpersonal ties are concerned, the impoverishment of the

relationships of material exchanges and of intergenerational

alliance.  This hypothesis is not without foundation.  Many studies

have demonstrated that the diffusion of new living

arrangements expands, instead of weakening, obligations within

kinship.  The case of recomposed families is typical.  The duties

and norms that take shape in these families create new

constellations of relationships which ®surrogate¯ to a great

extent, often extending them, the ties of affection, solidarity and

brotherhood present in the traditional family; obliging its members

to invent new forms of parentship, and ®giving society the task of

learning to pass from the singular to the plural¯ [98]. And the

creator of this complex edifice of interpersonal

relationships is, above all, the woman; anyway, the feminine line

continues to be a significant axis in the construction of these

relationships [99].



      Already today women are located centrally as the providers of

nurture and care.  But this does not mean that the solution of the

generational question must pass via the accentuation of that

compulsory altruism which in the past distinguished the role of the

woman in the family and in society.  The risk that society and the

state might rely on this resource is nevertheless real.  If

demographic ageing and the generational conflict were to lead to a

change in course of welfare state programmes, the temptation could

be to revive ®old-fashioned solidarity¯, to count once again on the

strength and the flexibility of the reproductive labour of women. 

To a certain extent, something of the kind has already happened in

the past, with the appearance of the first signs of crisis in the

social state.  Then, a large part of the

responsibility for the maintenance of adequate levels of welfare

for the citizens was moved to the family itself, and on the unpaid

labour of women [100]; and in general the stress has been placed on

the opportuneness of encouraging mothers to return to the home and

on the responsibility of families in the tasks of care and

assistance.



      The ®exploitation¯ of women's domestic labour entered into

crisis only recently - for two absolutely foreseeable reasons.  One

is the rapid decline in fertility.  The second, of contrary sign,

is the increased female presence on the labour market.  In the past

two decades, a break seems to have taken place in the delicate

balance that regulates the structure of relations of production and

reproduction.  Long-standing regimes were literally shattered

within a brief space of time.  The lack of a policy of family

assistance and of an adequate structure of social services provided

no shield to combat the consequences of the woman's exit from the

family.  Moreover, the imbalances present in the family division of

labour have prevented women from freeing themselves from the

traditional tasks of child-raising and taking care of the

household.



      In the face of growing demands for social services and for

actions directed toward striking a conciliatory balance between

work and family, only timid signs of attention are being shown by

political forces.  At the same time, there can be no thought of

arresting the ®triumphal march¯ of women's independence, nor is it

likely that the decline in births will come to a halt of itself, by

divine will, without an incisive and permanent shift of course. 

This does not mean that there are no further areas for a possible

resumption of solidarity.  Perhaps there are.  But at what cost? 

And at whose expense?



      The point is that, if one really wants to finds a solution

that is ®compatible¯ between the ageing of the population, the

generational question, the decline in births and women's freedom of

choice, it is necessary to undermine the balance of powers,

privileges and discrimination on which society is based.  And this

result will only arrive through an overall modification of the

relations of give and take, of the sharing of advantages and

disadvantages between the different groups and classes of society:

old and young, women and men, natives and immigrants (of whom we

have not spoken in this paper).  In order to carry out this

®revolution¯, we must identify the knot to untie, the point to act

upon so as to get out of the shoals in which demography, politics

and gender find themselves today.  There is no doubt that the

problem is complex.  It cannot be dealt with in a comprehensive

manner.  It will be necessary to make choices; above all choices

capable of reflecting - in concentric circles - on the whole

system.  The condition of the woman, for her strategic position in

procreation, in the system of solidarity, in family life, in

intergenerational relationships, represents the ®ideal¯ point on

which to place the lever of renewal.



      In the present circumstances, however, this process cannot be

triggered by reinforcing women's responsibilities in those areas

where their presence has been strongest and most decisive; but

rather by acting in those areas where the woman is in a weaker

position and has fewer guarantees, that is in the field of

production and extra- domestic work.  A. Rossi agrees: ®What is

needed today is improvement in women's pay and job security;

increased flexibility of working hours and family leaves; expanded

child and elder care facilities and tax exemption levels;

equalizing of the economic circumstances of couples with children

and of those without children; provision of child and health care;

development of new institutional devices to assure that men support

the children they father; and empowerment of girls and women to

take charge of their lives and value themselves for the qualities

they have as women ...  [M]uch of what concerns us today under the

rubric of intergenerational issues could be solved by dealing with

issues of gender iniquity¯ [101].



      In other words, what is needed is a transformation of socio-

political trends, a change in the hierarchy of priorities.  Towards

the woman and towards the family, aiming at one and the same time

at productive and reproductive relationships.  Towards the woman:

in the first place for reasons of social equity, but also -

instrumentally - for the social importance of procreative choices;

for the subjective and objective motives that connect the female

figure to the web of solidarity within and between the generations;

finally, because it is from the quantity of the female workforce

and from the ®duration¯ of her presence in the labour market that

the tenability of the social security system will depend in the

next decades; and this presence will depend, it its turn, on the

existence of motivating conditions capable of harmonizing the

choices of reproduction and care activities (which are destined to

grow with the ageing of the population) with working choices,

subjective interests with those of society.



      But also towards the family.  First of all, because the

family is the chosen domicile of solidarity, the place of ®free of

charge¯, f redistribution and of reciprocity; so help given to

families is the equivalent of a right and proper recognition of the

value of solidarity.  Second, because helping the family (of

whatever kind) in the performance of its duties is, for the moment

(ceteris paribus), the only possible way to avoid child poverty. 

Third, because family instability has very costly social

implications, and although we know little or nothing about the

relationship between the lack of an adequate family policy and the

pattern of divorces, on this front it is wise to leave no stone

unturned.  Fourth, because it is unrealistic to expect public-

sector action sufficient to cope with the difficult problems of

care and assistance that inevitably go with an increasingly aged

society.



      Even more than for (trivial?) ideological reasons, of mere

equity and distributive justice, the adoption of this strategy is

therefore prompted by requirements of a political nature.  The

tasks connected with solidarity, with the care and assistance of

dependent individuals during the course of their life cycle are not

private privileges or discretionary options of a gender.  They are

part and parcel of the needs of the whole society.  Indeed, they

are crucial to the safeguarding of primary social and

individual rights, to the protection of the weak and less

privileged, and to the harmonious development of social relations

among those of the same age group and among the generations.



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 _______________________________  



 1. K. Davis, 1991, p. 5.



 2. Eurostat, 1991.



 3. Commission of the European Communities, 1994, tab. 9, p.45.



 4. F. T. Denton and B. G. Spencer, 1988, p.99.



 5. K. Mannheim, 1952, p.291.



 6. R. Lee, 1994, p.135.



 7. Ibidem, pp.135-136.



 8. Ibidem, p.136.



 9. Ibidem, p.137.



 10. J. Coleman, 1990, p.584.



 11. Ibidem, p.585.



 12. J. Qvortrup, forthcoming.



 13. N. Keyfitz, 1991, p.244.



 14. V. Zelizer, 1985.



 15. R. Lee, 1990, pp.17-32.



 16. J. Coleman, 1990, p.604.



 17. S. H. Preston, 1989, p.22.



 18. Cfr. G. B. Sgritta, 1994, pp.334-361.



 19. UN Secretariat of the Economic Commission for Europe, 1992,  

   p.383.



 20. M. O'Higgins, 1988, pp.201-228.



 21. Oecd, 1985.



 22. D. Thomson, 1989, p.39.



 23. R. Lesthaeghe and G. Moors, 1991, p.259.



 24. UN Secretariat of the Economic Commission for Europe, 1992,  

   p.387.



 25. Ibidem, see tab. 4, p.388.



 26. D. Thomson, 1991, p.8.



 27. Ibidem, p.56.



 28. UN Secretariat of the Economic Commission for Europe, 1992,  

   p.390.



 29. Ibidem, see tab. 8, p.393, and tab. 10, p.394.



 30. Oecd, 1988, tab. 18.



 31. P. Hedstrom and S. Ringen, 1990, p.100.



 32. M. O'Higgins, 1988, p.223.



 33. UN Secretariat of the Economic Commission for Europe, 1992,  

   p.396.



 34. D. Holtz-Eakin and T. M. Smeeding, 1994, p.104.



 35. T. Smeeding et al., 1993, pp.229-256.



 36. D. Holtz-Eakin and T. M. Smeeding, 1994, p.127.



 37. S. Danziger and J. Stern, 1990.



 38. G. A. Cornia, 1990, p.29.



 39. P.Hedstrom and S.Ringen, 1990, p.94.



 40. S. Maital and K. I. Morgan, 1992, p.54.



 41. M. Wright Edelman, 1992, pp.13-15.



 42. The Report of the Commission on Social Justice, 1994, p.31.



 43. G. B. Sgritta and A. L. Zanatta, 1994, p.192.



 44. T. M. Smeeding, 1992, p.31.



 45. Ibidem, tab. 1, p.31 and tab. 3, p.33; see also T. Smeeding, 

    B. Boyle Torrey and M. Rein, 1988, tab. 5.12, p.113.



 46. J. O'Neill, 1994, pp.102-103. Cfr. also D. Thomson, 1991; D. 

    Thomson, 1993, pp.215- 237; C. Saint-tienne, 1993; C. McKie, 

    1993; G. B. Sgritta, 1993, pp.15-32.



 47. D. Thomson, 1989, p.51.



 48. D. Thomson, 1991, p.56.



 49. N. Daniels, 1988, p.41.



 50. G. B. Sgritta, 1994, p.358.



 51. A. Walker, 1993, p.151.



 52. Ibidem, p.153.



 53. E. R. Kingson, B. A. Hirshorn and J. M. Cornman, 1986, p.156.



 54. Ibidem, p.82.



 55. Ibidem, p.83.



 56. Ibidem, p.21.



 57. Ibidem, p.145.



 58. V. Bengtson, 1993, pp.12-13.



 59. Commissione delle Comunit… Europee, 1994, p.119.



 60. European Commission, 1994, p.19.



 61. Commissione delle Comunit… Europee, 1994, tabb. 3, 4, 5, 8, 11 

    and 12.



 62. D. Thomson, 1991, p.25.



 63. The labour force participation rates of men aged 55 to 64    

 fell, from 1970 to 1985, as follows: United States: from 80.7    

 to 63.3 per cent; France: from 75.4 to 50.1 per cent; West     

Germany: from 80.1 to 57 per cent; Netherlands: from 80.6 to     

47 per cent; United Kingdom: from 91.2 to 68.2 per cent;     

Sweden: from 85.4 to 75.9 per cent. Cfr. K. Jacobs, M. Kohli     

and M. Rein, 1991, tab. 2.4, p.57.



 64. D. Thomson, 1991, p.92.



 65. D. Franco et al., 1992, pp.26-27.



 66. T. Cowen and D. Parfit, 1992, p.144.



 67. R. Lee, 1994, p.140.



 68. S. G. Gould and J. L. Palmer, 1988, p.415.



 69. Commission of the European Communities, 1994, tab. 15, p.54.



 70. Ibidem, p.53.



 71. L. L. Bumpass, 1990, p.485.



 72. F. F. Furstenberg jr. and A. Cherlin, 1991, p.15.



 73. L. L. Bumpass, 1990, p.485.



 74. F. F. Furstenberg jr. and A. Cherlin, 1991, pp.13-14.



 75. Commission of The European Communities, 1994, tab. 6, p.39.



 76. L. L. Bumpass, 1990, p.488.



 77. Commission des Communaut‚s Europ‚ennes, 1993, p.77.



 78. Ibidem, tab. 3.10, p.86 and tab. 3.14, p.90.



 79. R. Lesthaeghe and G. Moors, 1995-1, p.11.



 80. D. Holtz-Eakin and T. M. Smeeding, 1994, p.138.



 81. F. F. Furstenberg jr. and A. Cherlin, 1991, p.95.



 82. A. Walker, 1993, p.157.



 83. P. Ari‚s, 1980, p.649.



 84. J. Coleman, 1990, p.604.



 85.E. Beck-Gernsheim, 1988, p.112.



 86. UN Secretariat of the Economic Commission for Europe, 1992,  

   p.21.



 87. R. Moroney, 1976; G. B. Sgritta, 1984.



 88. G. B. Sgritta, op.cit., tab. 4, p.93.



 89. D. A. Wolf, 1994, fig. 5.1, pp.151-152.



 90. T. K. Burch and B. J. Matthews, 1987, p.499.



 91. D. A. Wolf, 1994, p.173 ff.



 92. G. B. Sgritta, 1986, tab. 3, p.175.



 93. D. A. Wolf and A. Pinnelli, 1989.



 94. A. S. Rossi, 1993, p.194.



 95. I. Garfinkel and S. S. McLanahan, 1986, p.17 ff.



 96. A. Rossi, 1993 , p.195.



 97. Idem



 98. I. Th‚ry, 1995, p.33.



 99. M. W. Riley and J. W. Riley jr., 1993, pp.169-189; F. F.     

Furstenberg and A. J. Cherlin, 1991 , p.93 ff.



 100. G. B. Sgritta, 1989, p.81 ff.



 101. A. Rossi, 1993, p.208. 


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