Life Insurance

 

Life Insurance

Aetna's Conversion Premium Rates

TABLE 1 - BASIC PREMIUM RATES FOR EACH $1000 OF INSURANCE
Age As of Your Nearest Birthday Annual Semi-Annual Quarterly ACP/Monthly Age As of Your Nearest Birthday Annual Semi-Annual Quarterly ACP/Monthly
0-1 5.12 2.64 1.34 0.44 41 20.68 10.65 5.43 1.76
2 5.04 2.60 1.32 0.43 42 21.66 11.15 5.69 1.84
3 5.23 2.69 1.37 0.44 43 22.69 11.69 5.96 1.93
4 5.43 2.80 1.43 0.46 44 23.77 12.24 6.24 2.02
5 5.64 2.90 1.48 0.48 45 24.89 12.82 6.53 2.12
                   
6 5.85 3.01 1.54 0.50 46 26.06 13.42 6.84 2.22
7 6.07 3.13 1.59 0.52 47 27.29 14.05 7.16 2.32
8 6.30 3.24 1.65 0.54 48 28.57 14.71 7.50 2.43
9 6.54 3.37 1.72 0.56 49 29.91 15.40 7.85 2.54
10 6.80 3.50 1.79 0.58 50 31.31 16.12 8.22 2.66
                   
11 7.07 3.64 1.86 0.60 51 32.80 16.89 8.61 2.79
12 7.34 3.78 1.93 0.62 52 34.36 17.70 9.02 2.92
13 7.61 3.92 2.00 0.65 53 36.00 18.54 9.45 3.06
14 7.88 4.06 2.07 0.67 54 37.74 19.44 9.91 3.21
15 8.16 4.20 2.14 0.69 55 39.59 20.39 10.39 3.37
                   
16 8.45 4.35 2.22 0.72 56 41.54 21.39 10.90 3.53
17 8.75 4.51 2.30 0.74 57 43.61 22.46 11.45 3.71
18 9.04 4.66 2.37 0.77 58 45.81 23.59 12.03 3.89
19 9.34 4.81 2.45 0.79 59 48.13 24.79 12.63 4.09
20 9.64 4.96 2.53 0.82 60 50.59 26.05 13.28 4.30
                   
21 10.01 5.16 2.63 0.85 61 53.18 27.39 13.96 4.52
22 10.33 5.32 2.71 0.88 62 55.94 28.81 14.68 4.75
23 10.66 5.49 2.80 0.91 63 58.88 30.32 15.46 5.00
24 11.02 5.68 2.89 0.94 64 61.98 31.92 16.27 5.27
25 11.40 5.87 2.99 0.97 65 65.29 33.62 17.14 5.55
                   
26 11.79 6.07 3.09 1.00 66 68.80 35.43 18.06 5.85
27 12.19 6.28 3.20 1.04 67 72.53 37.35 19.04 6.17
28 12.60 6.49 3.31 1.07 68 76.47 39.38 20.07 6.50
29 13.02 6.71 3.42 1.11 69 80.62 41.52 21.16 6.85
30 13.46 6.93 3.53 1.14 70 85.01 43.78 22.32 7.23
                   
31 13.90 7.16 3.65 1.18 71 89.63 46.16 23.53 7.62
32 14.37 7.40 3.77 1.22 72 94.46 48.65 24.80 8.03
33 14.87 7.66 3.90 1.26 73 99.65 51.32 26.16 8.03
34 15.40 7.93 4.04 1.31 74 105.21 54.18 27.62 8.94
35 15.99 8.23 4.20 1.36 75 111.07 57.20 29.16 9.44
                   
36 16.62 8.56 4.36 1.41          
37 17.31 8.91 4.54 1.47          
38 18.07 9.31 4.74 1.54          
39 18.88 9.72 4.96 1.60          
40 19.75 10.17 5.18 1.68          
                   
TABLE 2 - Annual Premium Surcharge
TABLE 3 - Policy Fee
If the amount of your Policy will be less than $10,000: The annual rates shown in Table 1 are added to the surcharge shown below:  
If your policy will be Annual Premium Surcharge Annual $ 15.00
$ 9000 - 9999 $ 1.00 Semi-Annual $ 8.00
$ 8000 - 8999 $ 2.00 Quarterly $ 4.50
$ 7000 - 7999 $ 3.00 ACP/Monthly $ 2.00
$ 6000 - 6999 $ 4.00    
$ 5000 - 59999 $ 5.00