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Premium Schedule
Headquarters medical and dental insurance schedule of monthly premiumsa and contribution ratesb (Effective 1 July 2009)
| Type of coverage |
Aetna
|
Empire Blue Cross
|
HIP
|
Cigna with Medical Plan
|
Cigna Dental Only
|
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| 2008 | 2009 | 2008 | 2009 | 2008 | 2009 | 2008 | 2009 | 2009 | |
| Staff Member Only | |||||||||
| Premium rate($) | 774.87 | 774.87 | 420.88 | 462.11 | 523.38 | 588.94 | 53.56 | 53.56 | 53.56 |
| Contribution rate(100%) | 4.84 | 4.62 | 2.76 | 2.89 | 3.59 | 3.87 | 0.32 | 0.32 | 0.44 |
| Staff member and one child | |||||||||
| Premium rate($) | 1546.37 | 1546.37 | 839.67 | 921.94 | 957.26 | 1077.19 | 107.13 | 107.13 | 107.13 |
| Contribution rate(100%) | 8.44 | 8.06 | 4.88 | 5.12 | 5.48 | 5.91 | 0.58 | 0.58 | 0.77 |
| Staff member and spouse | |||||||||
| Premium rate($) | 1546.37 | 1546.37 | 839.67 | 921.94 |
957.26 | 1077.19 | 107.13 | 107.13 | 107.13 |
| Contribution rate(100%) | 8.44 | 8.06 | 4.88 | 5.12 | 5.48 | 5.91 | 0.58 | 0.58 | 0.77 |
| Staff member and two or more eligible family members | |||||||||
| Premium rate($) | 1935.10 | 1935.10 | 1219.09 | 1338.54 | 1522.62 | 1713.37 | 172.98 | 172.98 | 172.98 |
| Contribution rate(100%) | 9.43 | 9.01 | 6.24 | 6.54 | 7.68 | 8.28 | 0.88 | 0.88 | 1.32 |
a The cost of the medical/dental insurance plans at Headquarters is shared between the participants and the Organization. Staff members may determine their exact contribution by multiplying their "medical net" salary (see below) by the applicable contribution rate (per cent) above.
b "Medical net" salary for insurance contribution purposes is calculated as gross salary, less staff assessment, plus language allowance, non-resident's allowance, post adjustment or the variable element of monthly subsistence allowance, as applicable. Actual contributions are capped at 85 per cent of the corresponding premium.