Cessation of Coverage

The Insurance and Disbursement Service should be notified immediately of changes in the staff member's family that result in a family member ceasing to be eligible, for example, a spouse upon divorce or a child marrying or taking up full-time employment. The Insurance and Disbursement Service has in place a procedure by which covered children who reach the age of 25 will be dropped from the staff member's coverage at the end of the year in which they reach the age of 25. Other than with respect to the children reaching 25, the responsibility for initiating the resulting change in coverage (e.g., from "staff member and spouse" to "staff member only" or from "family" to "staff member and spouse") rests with the staff member. Staff members who wish to discontinue their coverage, or that of an eligible family member should communicate with the Insurance and Disbursement Service in writing. It is in the interest of staff members to notify the Insurance and Disbursement Service promptly whenever changes in coverage occur, in order to benefit from any reduction in premium contribution which may result. Any such change will be implemented on the first of the month following receipt of notification.

IMPORTANT: No retroactive refund of contribution can be made as a result of the staff member's failure to provide timely notification of any change to the Insurance and Disbursement Service.